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The Chairman of the Board of Directors of UMUSACOL at an official meeting
Official platform • MINTSS partner

Health for all,
through mutualisation.

Solidarity today, a healthier population tomorrow!

UMUSACOL digitalises community health mutuals in the Littoral: online membership, mobile contributions, instant verification of member status in health facilities.

4+
affiliated mutuals
1+
mutualistes
4+
communes covered
Augustin TIOMELA, Chairman of the Board of Directors of UMUSACOL

Message from the Chairman of the Board of Directors

Ladies and Gentlemen, dear members,
Dear partners,

On behalf of the Board of Directors of the Union of Community Health Mutuals of the Littoral Region (UMUSACOL), it is my great honour to welcome you to umusacol.com, the official digital platform of our institution.

Carried by the health mutuals of MOUNGO, WOURI, SANAGA-MARITIME and NKAM, UMUSACOL embodies a clear ambition: to make social health protection a right accessible to every family in the Littoral. This website is its digital expression, a space of transparency, proximity and action.

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Here, members, affiliated mutuals and partners will find reliable information, accessible services and tangible proof that organised solidarity can durably transform access to care.

On behalf of the Board of Directors, I wish to express my deep gratitude and high regard to the Mayor of the City of Douala, Doctor Roger MBASSA NDINE. Through his firm commitment, he placed the Douala Urban Community at the heart of the community health insurance project “Douala Assur Tous”. Through his decisive financial support, he made the birth of this platform possible. This act of vision and leadership will remain engraved in the history of our institution.

May this exemplary partnership between UMUSACOL and the City of Douala inspire other local authorities and partners to commit, with the same determination, to the health of our populations.

I warmly thank our member Mutuals, our technical partners and benefactors, as well as the whole team that made this platform possible.

I invite you to explore this website, to join our network, and to carry with us this ambition: accessible, dignified and sustainable Social Protection in health for all!

Together, let us make Mutual Solidarity an unshakeable force!

Thank you for your trust.

Augustin TIOMELA
Chairman of the Board of Directors of UMUSACOL
Who are we?

UMUSACOL

The Union of Community Health Mutuals of the Littoral Region (UMUSACOL) is a regional platform of community social mutuals, created to federate, represent and support the health mutuals of the Littoral in promoting universal, supportive and sustainable health coverage.

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The Chairman of the Board of Directors of UMUSACOL with mutual leaders at an international meeting
  • Health for all
  • Stronger communities
  • Sustainable development
  • A better future

Our areas of action

  • Promotion of health and universal health coverage
  • Capacity building of member mutuals
  • Advocacy and representation of members’ interests
  • Resource mobilisation and partnership development
  • Support for mutual management and governance
  • Health education and community communication
  • Contribution to sustainable local development

Strong mutuals for healthy communities!

In partnership withCUDMINTSSFENAMUSCAMFODEMUCIFOMAS
National programme for the digitalisation of mutuals
Flagship programme 2026

Digitalisation of mutuals
in the Littoral

An integrated response — management, training and financing — to build accessible, transparent and sustainable health coverage. Discover our “Douala Assur Tous” programme.

Discover the programme
The challenge

Why digitalise mutuals?

In Cameroon, social mutuals suffer from a lack of visibility, limited communication and management that is still too manual. Contributions kept in paper registers make traceability difficult, and checking a member’s status can take long minutes at a health facility.

  • !Limited visibility of mutuals among the population
  • !Conventional communication (banners, flyers) with little effect
  • !Contributions kept in paper registers, difficult archiving
  • !Slow status checks at health facilities
Member using mobile money
The UMUSACOL solution

A single platform for the whole mutual ecosystem

7 interconnected spaces serving mutuals, members and health facilities.

UMUSACOL showcase site

Multilingual institutional website presenting the union, its missions and its directory of mutuals.

Mutual spaces

Each mutual has its own customisable showcase page and a complete management back office.

Mobile contributions

MTN Mobile Money, Orange Money and bank transfers built in natively.

QR code card

Instant verification of status in partner health facilities.

Health facilities space

Partner health centres check statuses and record consultations.

IFOMAS training

18 certified modules on governance, finance, law and technology.

How it works

Join in 4 simple steps

01

Choose a mutual

Browse the directory of mutuals and find the one that suits your region.

02

Fill in the form

Online registration in a few minutes — or through a collection agent.

03

Pay your contribution

Mobile money, bank transfer or cash. Instant digital receipt.

04

Receive your QR card

Show it at any partner health facility to receive care.

Health care

Our impact in 2024

UMUSACOL has supported hundreds of mutuals across the territory, transforming health care coverage.

News

Latest news

Lancement de SYSGEMUTInstitutional
• 1 min

Lancement officiel de la plateforme nationale de digitalisation des mutuelles

L'UMUSACOL, en partenariat avec le MINTSS et IFOMAS, lance une plateforme inédite pour digitaliser la gestion des mutuelles sociales du Cameroun.

Read the article
Innovation
• 3 min

MTN Mobile Money et Orange Money désormais intégrés aux cotisations

Plus besoin de se déplacer : les mutualistes peuvent désormais cotiser directement depuis leur téléphone, partout au Cameroun.

Read the article
Financing
• 5 min

FODEMUC : 342 millions FCFA mobilisés pour les mutuelles rurales en 2025

Le Fonds de Développement Mutualiste a déjà décaissé plus de 68% de l'enveloppe annuelle pour soutenir 28 mutuelles bénéficiaires.

Read the article
Governance

Our leadership team

M.TIOMELA Augustin
M.TIOMELA Augustin
PCA
Armel NGAHA
Armel NGAHA
Secrétaire permanente UMUSACOL
M. Alex KEMBOU
M. Alex KEMBOU
Chef de pôle informatique
BE
Dr. Bidias Ekoa
Chairman
OS
Mme. Owona Solange
Secretary General
NP
Me. Ngono Pascal
Legal adviser

Are you the promoter of a mutual?

Join the regional union and gain access to the platform, FODEMUC and IFOMAS training.

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